Personal Finance
Personal Finance

Les voyages en avion ont changé depuis votre dernière escapade

Posted on 23 February 2022

(EN) De nombreuses restrictions ayant été levées, du moins ici au Canada, les gens peuvent enfin voyager de nouveau pendant leurs vacances. Mais vous noterez tout de même quelques changements à l’aéroport — de nouvelles mesures ont été mises en place pour assurer le bien-être des voyageurs et des employés. Les premiers changements se présentent avant même votre départ pou ...

Personal Finance

Trois comptes étonnamment intéressants à suivre sur les médias sociaux

Posted on 23 February 2022

(EN) Bien que les algorithmes qui régissent Internet savent trouver des contenus que l’on aime, il nous arrive parfois de perdre bien du temps sur les médias sociaux à la recherche de quelque chose qui attirera notre attention ou mettra nos sens en éveil. Voici quelques comptes inusités qui ne vous décevront pas.

1. Votre bibliothèque locale

Pour trouver des recommand ...

Personal Finance

Canadians' net worth surges on housing but renters left behind

Posted on 28 June 2021

The pandemic real-estate boom has made some Canadians richer, while others languish. The net worth of the nation’s households increased by about $770 billion (US$633 billion) in the first three months of 2021, a record 6 per cent gain, to $13.7 trillion, Statistics Canada said in a report Friday. Since the start of 2020, that figure has increased by more than $2 trillion, largely thanks to risi ...

Personal Finance

Statement by the Deputy Prime Minister on the final report from the Canada-British Columbia Expert Panel on the Future of Housing Supply and Affordability

Posted on 28 June 2021

Statement June 17, 2021 - Ottawa, Ontario - Department of Finance Canada Statement Following the release of the final report of the Canada-British Columbia Expert Panel on the Future of Housing Supply and Affordability, the Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, today issued the following statement: “The recent and rapid rise in housing prices has made f ...

Personal Finance

Not just the pandemic: Why housing prices are skyrocketing, and what could come next

Posted on 28 June 2021

TORONTO -- Let's start with the part you already know: real estate has gone completely bonkers. In many parts of Canada, this spring has brought unprecedented levels of appreciation for those who already own homes, along with unprecedented levels of unaffordability for those who hope to one day join that class. The Canadian Real Estate Association (CREA) reports that in March, the average sale p ...

Personal Finance

How to tame the housing wars: Why open bidding may not work

Posted on 28 June 2021

Correction: Bully bids are pre-emptive offers submitted before a date indicated by the seller. An earlier version of this article incorrectly referred to bully bids as aggressive offers.  The idea of eliminating blind bidding from residential real estate transactions is gaining steam among those looking for a quick way to squirt some cold water onto Canada’s sizzling hot housing market. I ...

Personal Finance

Rising interest rates will be ‘No. 1 issue’ for Canada’s housing market, economists say

Posted on 28 June 2021

As Canada’s housing market shows tentative signs of homebuyers’ fatigue, some economists are looking ahead at another factor that’s widely expected to put a damper on the real estate frenzy: rising interest rates. With economic activity revving up again amid soaring vaccination rates and signs of inflation, several analysts believe the Bank of Canada will start raising its trend-setting int ...

Personal Finance

How to avoid overspending as the economy reopens, according to money experts

Posted on 28 June 2021

After 15 months of rolling COVID-19 restrictions, the financial pendulum has started to swing. With an ever-increasing number of opportunities to spend money at restaurants, stores, fitness centres and salons, personal finance experts caution against going overboard. “It’s like releasing a dam when it comes to our spending. I can certainly relate to that feeling of being excited to ‘live’ ...

Personal Finance

Affordability and More Space Are Strong Draws for Canadian Home Shoppers, but Rising Prices and Low Inventories Remain Challenging

Posted on 28 June 2021

With tough real estate market conditions continuing into summer, new research from Zillow and Ipsos shows why Canadians are—and aren't—moving - The top barrier to owning a home for Canadians continues to be coming up with a down payment (64%); Qualifying for a mortgage is also a top barrier - Two-thirds of Canadians are concerned that rising home prices will prevent them from being ...

Personal Finance

Housing in crisis: 3 in 4 Canadians who want a house, can't afford one

Posted on 28 June 2021

TORONTO, June 16, 2021 /CNW/ - Home ownership is now out of reach for about three-quarters of Canadians, as housing prices reach a record high and continue to rise, according to Manulife Bank's bi-annual Debt Survey. Housing prices have hit an all-time high and are rising in all corners of the country with no end in sight, making home ownership increasingly difficult for many Canadians. Three-qua ...